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Resilient Construction

Incentivizing stronger, more durable construction of today’s residential and commercial buildings increases occupant safety, reduces costs associated with maintenance and reconstruction, and reduces their environmental footprint. Constructing a qualified resilient structure makes it a prime candidate to receive a tax credit.

Resilient construction builds safe buildings! This in turn:

  • Preserves the built environment, both residential and commercial;
  • Reduces public and private disaster aid;
  • Increases building occupant safety;
  • Reduces costs of building maintenance; and
  • Maintains employment in businesses and institutions that might otherwise be forced to close following a man-made or natural catastrophe. 

Resilient construction works! After Hurricane Andrew, Florida adopted one of the most stringent building codes in the nation for its coastal areas. Just three years after the new codes went into effect they were tested, as Hurricanes Charley, Frances, Ivan and Jeanne struck Florida within a six-week period. Post-hurricane analysis has found that while Charley’s winds affected more than 12,000 homes to some degree, not one of those designed and built under the new, strengthened construction rules suffered structural damage.


Created and drafted by NRMCA, Representative Tom Reed (NY-23) introduced legislation on July 29, 2015 that will help save money, reduce property damage and loss of life in disaster-prone areas. H.R. 3397, the Disaster Savings and Resilient Construction Act of 2015, will provide a tax credit to owners and /or contractors who use resilient construction techniques when building and renovating homes and commercial structures in federally declared disaster areas.

Text: H.R. 3397- Disaster Savings and Resilient Construction Act of 2015

When a federal disaster is declared, taxpayers’ dollars are used to help rebuild communities and cities around the country. In this challenging economic climate, our communities cannot afford to completely rebuild every time a disaster strikes. As a result of Hurricane Sandy alone, Congress spent $9.7 billion to cover insurance claims filed by people whose homes were damaged or destroyed by Hurricane Sandy, followed by a supplemental $50.7 billion package, of which just $3.4 billion will be offset by cuts to discretionary programs elsewhere. Investing in resilient construction during the rebuild will help limit the need for emergency funding in the future.

In an example from Hurricane Ike, while all other homes in the surrounding area were totally destroyed, 10 of 13 resilient constructed homes in the path of the storm remained standing with minimal damage. The three houses that did not survive actually were destroyed by the impact of debris from traditionally built homes knocked off their foundations by storm surge. Source:

In a recent simulated hurricane conducted at The Insurance Institute for Business and Home Safety (IBHS) test facility, the structure built with FORTIFIED resilient construction technique was able to withstand the simulated disaster, and the traditionally built structure was destroyed in 52 seconds.

Source: &

In addition, homeowners may be eligible for a reduction in insurance costs if their home utilizes resilient construction techniques. According to the Alabama Press-Register, an Alabama homeowner who retrofitted their home to meet resilient standards saw their annual insurance premiums reduced from $3,488 to $1,800 – a $1,688 yearly savings to the homeowner. Source:

A CBO analysis has found that where federal dollars are spent on pre-disaster mitigation programs, "on average, future losses are reduced by about $3 for every $1 spent on those projects..."


H.R. 3397: Fact Sheet

H.R. 3397: Frequently Asked Questions

H.R. 3397 Cosponsors:

Bill Pascrell (NJ-09)

Mario Diaz-Balart (FL-25)

Peter DeFazio (OR-04)

Elizabeth Esty (CT-05)


Groups in support of H.R. 3397:

American Concrete Pipe Association

American Society of Civil Engineers

Association of Equipment Distributors

Concrete Reinforcing Steel institute

Insurance Institute for Business & Home Safety

International Code Council

National Concrete Masonry Association

National Stone, Sand & Gravel Association

Portland Cement Association

Prestressed/Precast Concrete Institute

Silica Fume Association

Tiltup Concrete Association


Resilient Construction and the Water Resources Development Act

Sens. Blunt, Nelson and Vitter Senate floor remarks

WRDA Language Fact Sheet

WRDA Language